Terms of Use

Company: Profitable Penny Accounting Services LLC
Effective Date: 1 October 2025
Last Updated: 1 October 2025

1. Acceptance of Terms

By accessing, browsing, or using this website (www.profitablepenny.com) (the "Site") operated by Profitable Penny Accounting Services LLC, a limited liability company organized under the laws of South Carolina (the "Company," "we," "us," or "our"), you ("you" or "User") acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Site.

These Terms constitute a legally binding agreement between you and Profitable Penny Accounting Services LLC. Your continued use of the Site signifies your ongoing acceptance of these Terms and any modifications we may make to them.

2. Description of Service

Profitable Penny Accounting Services LLC operates a website that provides information about our Bookkeeping and Business Coaching services.

We reserve the right to modify, suspend, or discontinue any aspect of our Site at any time without prior notice.

3. Permitted Use

You may use our Site for lawful purposes only. Specifically, you agree to:

Use the Site in accordance with all applicable local, state, national, and international laws and regulations

Use the Site only for personal or business purposes as intended

· Respect the intellectual property rights of Profitable Penny Accounting Services LLC and third parties

· Provide accurate information when required

· Maintain the security of any account credentials

4. Prohibited Uses

You are expressly prohibited from using our Site:

4.1 Illegal Activities

·         For any unlawful purpose or in violation of any applicable laws or regulations

·         To transmit or procure the sending of any advertising or promotional material without our prior written consent

·         To impersonate or attempt to impersonate the Company, our employees, other users, or any other person or entity

4.2 Harmful Activities

·         To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site

·         To introduce any viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material

·         To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site or any server, computer, or database

connected to the Site

4.3 Content Violations

·         To post, upload, transmit, or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory,

vulgar, obscene, or otherwise objectionable

·         To violate the intellectual property rights of others

·         To collect or harvest information about other users without their consent

4.4 Commercial Misuse

·         To use the Site for any commercial purpose without our express written permission

·         To engage in any systematic extraction of data or content from the Site

5. Intellectual Property Rights

5.1 Our Content

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Profitable Penny Accounting Services LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2 License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal or internal business purposes. This license does not include any right to:

·         Resell or make commercial use of the Site or its contents

·         Collect and use any product listings, descriptions, or prices

·         Make derivative use of the Site or its contents

·         Download or copy account information for the benefit of another merchant

5.3 User-Generated Content

If you submit any content to our Site (reviews, comments, suggestions, etc.), you grant Profitable Penny Accounting Services LLC a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media

6. User Accounts

6.1 Account Creation

If our Site requires you to create an account, you must provide complete and accurate registration information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

6.2 Account Security

You agree to:

·         Notify us immediately of any unauthorized use of your account

·         Use a strong password and keep it confidential

·         Be responsible for all activities that occur under your account

6.3 Account Termination

We reserve the right to terminate or suspend your account at any time for any reason, including if you violate these Terms.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Site, to understand our practices regarding the collection and use of your personal information. Our Privacy Policy is incorporated into these Terms by reference.

8. Payment Terms

8.1 Pricing and Payment

All prices displayed on our Site are in US Dollars and are subject to change without notice. Payment is due immediately upon purchase unless otherwise specified.

8.2 Payment Methods

We accept debit cards, credits cards and bank transfers. By providing payment information, you represent and warrant that you are authorized to use the designated payment method.

8.3 Billing and Refunds

Refer to the Terms and Conditions of your Services Agreement.

9. Disclaimers and Warranties

9.1 "As Is" Basis

The information on this Site is provided on an "as is" basis. To the fullest extent permitted by law, Profitable Penny Accounting Services LLC excludes all representations, warranties, conditions, or other terms which might otherwise be implied by statute or law.

9.2 No Warranties

We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9.3 Accuracy Disclaimer

We do not warrant that:

·         The Site will meet your specific requirements

·         The Site will be uninterrupted, timely, secure, or error-free

·         The information on the Site is accurate, reliable, or complete

·         Any defects in the Site will be corrected

10. Limitation of Liability

10.1 General Limitation

To the fullest extent permitted by applicable law, in no event shall profitable penny accounting services llc, its officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the site.

10.2 Maximum Liability

In no event shall profitable penny accounting services LLC's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the site, or one hundred dollars ($100), whichever is greater.

10.3 State Law Variations

Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.

11. Indemnification

You agree to defend, indemnify, and hold harmless Profitable Penny Accounting Services LLC and its officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

·         Your violation of these Terms

·         Your use of the Site

·         Your violation of any rights of another party

·         Any content you submit to the Site

12. Third-Party Links and Content

Our Site may contain links to third-party websites or services that are not owned or controlled by Profitable Penny Accounting Services LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Profitable Penny Accounting Services LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

13. DMCA Copyright Policy

Profitable Penny Accounting Services LLC respects the intellectual property rights of others and expects users of the Site to do the same. In accordance with the Digital Millennium Copyright Act ("DMCA"), we will respond to valid takedown notices and other legal notifications.

13.1 Filing a DMCA Notice

If you believe that material on our Site infringes your copyright, you may file a DMCA takedown notice by providing our designated copyright agent with the following information:

·         A physical or electronic signature of the copyright owner or authorized agent

·         Identification of the copyrighted work claimed to have been infringed

·         Identification of the infringing material and information reasonably sufficient to permit us to locate it

·         Your contact information

·         A statement that you have a good faith belief that the use is not authorized

·         A statement that the information is accurate and that you are authorized to act on behalf of the copyright owner

Copyright Agent:
Profitable Penny Accounting Services LLC
[email protected]

13.2 Repeat Infringer Policy

We will terminate the accounts of users who are repeat infringers in appropriate circumstances.

14. Termination

We may terminate or suspend your right to access or use the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination of your access, your right to use the Site will cease immediately. If you wish to terminate your account, you may simply discontinue using the Site.

15. Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

Material changes will be communicated through:

·         Email notification (if you have provided an email address)

·         Prominent notice on our Site

·         Updated "Last Modified" date at the top of these Terms

Your continued use of the Site after any changes to these Terms constitutes acceptance of those changes.

16. Governing Law and Jurisdiction

16.1 Governing Law

These Terms shall be interpreted and governed by the laws of the State of South Carolina without regard to its conflict of law provisions.

16.2 Jurisdiction

Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in South Carolina, and you hereby irrevocably consent to personal jurisdiction and venue therein.

17. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

18. Waiver

No waiver by Profitable Penny Accounting Services LLC of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

19. Force Majeure

Profitable Penny Accounting Services LLC will not be liable for any failure or delay in performance under these Terms which is due to fire, flood, earthquake, elements of nature, acts of war, terrorism, riots, civil disorders, rebellions or revolutions, or any other cause beyond our reasonable control.

20. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the sole and entire agreement between you and Profitable Penny Accounting Services LLC with respect to the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

21. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Profitable Penny Accounting Services LLC
Email: [email protected]